Bandhan Bank’s total business grows 11% to 2.88 lakh crore
KABIRUL ISLAM.
Kolkata, April 30, 2025: Bandhan Bank announced its financial results for the fourth quarter of the financial year 2024-25. The bank’s total business grew by 11%, to close at Rs.2.88 lakh crore. The Bank’s share of retail to total deposits now stands at nearly 69%. The growth observed in the last quarter was propelled by the Bank’s widened distribution network, enhanced operational efficiency, and an optimum business environment. The net profit for the financial year 2024-25 has stood at Rs 2745 crore.
The Bank now serves over 3.15 crore customers through more than 6,300 banking outlets across 35 out of 36 states and UTs of India. The total number of employees working at Bandhan Bank is nearly 75,000.
During Q4 FY25, the Bank registered a 12% year-on-year growth in its deposit base and the deposit book now stands at ₹1.51 lakh crore. Total advances have reached ₹1.37 lakh crore for the same period. The Current Account and Savings Account (CASA) ratio remains healthy at 31.4% of total deposits. The Bank’s Capital Adequacy Ratio (CAR), a key indicator of financial stability, is at a robust 18.7%, well above the regulatory threshold.
Speaking on the Bank’s performance, MD & CEO Partha Pratim Sengupta said, “Bandhan Bank’s performance reflects balanced, sustainable growth driven by strong governance, risk management, and stakeholder trust. As we evolve into Bandhan Bank 2.0, our focus remains on customer-centric, digital-first solutions, expanding distribution, diversifying assets, and enhancing experiences—positioning us for long-term value and future growth.”
The Bank is focused on diversifying its asset base, with a strategic emphasis on growing the retail portfolio. Accelerating digitization remains a priority to drive efficiency, improve productivity, and elevate the customer experience.
